CONSUMER LAW:

Expand Usury Exemption (H 1182) (SL 2003-401): This bill largely deregulates the interest and fees that may be charged on credit cards and home equity loans.  The bill also amends the anti-predatory lending law to include home equity loans.  This inclusion means consumers would be entitled to counseling before committing to a high cost equity loan.  This act becomes effective October 1, 2003, and applies to contracts entered into or renewed on or after that date.

(Thanks to Rob Schofield of the N.C. Justice and Community Development Center for assistance with this summary.)

Administrative Law

Civil Law

Civil Procedure

Consumer Law

Corporate Law

Courts

Criminal Law

Domestic Violence

Employment

Family Law

Gun Bills

Insurance

Juvenile Law

Real Property

Trusts / Estates

Women's Health